• Serving First Responders & Their Families Since 1992

Tax Expertise for New York's
First Responders

From individual tax preparation to 9/11 Tax Forgiveness petitions, we've helped hundreds of first responder families recover what they're owed from the IRS and New York State.


34+

Years of Experience

100+

9/11 Petitions Filed

IRS & NYS

Certified & Registered

What can we help you with?

Select a service to learn more

9/11 Tax Relief

IRS & NY State forgiveness

Tax Preparation

Individual & small business

Retirement Consulting

NYPD pensions & Terminal Leave

Life & Financial Planning

IRAs, annuities & insurance

In-person · Phone · Video Conference

What We Do

Services Built Around Your Needs

We're not a one-size-fits-all firm. Our work is focused on the specific financial and tax challenges facing New York's first responder community.

9/11 Tax Relief & Forgiveness

A lesser-known tax law allows the IRS and New York State to forgive income tax liabilities for qualified 9/11 decedents. We've successfully filed hundreds of petitions. If you're a surviving spouse, family member, or personal representative, you may be entitled to relief.

Tax Preparation

Expert consultation on individual, fiduciary, and small business tax filings. We pride ourselves on completing your return at the time of your appointment. Currently serving existing clients. Please inquire about availability.

Retirement & Financial Planning

Specialized retirement counseling for NYPD members, including pension option analysis, survivor benefits, Terminal Leave tax deferral, IRAs, annuities, and life insurance review.

9/11 Tax Forgiveness

Your Family May Be Entitled to Thousands in Tax Relief

Most surviving families don't know this relief exists. Federal law and New York State allow tax liabilities to be forgiven or refunded for qualified decedents whose death is attributed to a 9/11-related illness or injury.

Federal Relief

  • No cap on amount recoverable from the IRS
  • Surviving spouse OR personal representative may file
  • Minimum $10,000 guaranteed for qualified decedents
  • Past tax returns can be amended to recoup liability

New York State

  • Up to $30,000 forgiveness for surviving spouse
  • Up to $15,000 for children, parents, or siblings
  • Relief comes from decedent's funds, not state funds
  • Excess forgiveness refunded to the estate

Do You Qualify?

You may be eligible if you're a surviving family member of a first responder, FDNY, NYPD, or civilian who passed away from a 9/11-related illness.

  • Surviving spouse of a 9/11-related death
  • Personal representative or administrator of the estate
  • Children, parents, siblings, nieces, or nephews of the decedent
  • Creditor of a qualified decedent

No obligation. We'll review your situation at no cost.

9/11

Why Bifulco

A Firm Built on 35 Years of Trust

Since 1992, we've been the trusted tax advisors for New York's police officers, firefighters, and city employees. We understand your benefits, your risks, and your rights.

Specialized in First Responder Benefits

We know the NYPD pension system, Terminal Leave, and 9/11 relief programs inside and out. These are areas most general CPAs simply won't cover.

Attorney on Staff

Maryanne Bifulco, Esq. brings legal expertise to complex tax relief petitions, ensuring your case is handled with the care it deserves.

Return Completed at Your Appointment

Bring your documents and leave with a completed return. No waiting days or weeks for your filing.

100+

Successful 9/11 Petitions Filed

with the IRS and New York State

34+

Years in Practice

Est. 1992, Howard Beach NY

$0

Cost to Consult

Free initial consultation

Meet the Team

The People Behind Your Return

Our small, dedicated team brings decades of combined experience serving New York's first responder community.

Frank Bifulco

Tax Preparer & Financial Advisor

Licensed financial advisor and Life & Health insurance agent. Frank specializes in IRAs, rollover plans, college planning, annuities, and financial investments tailored to the needs of first responders.

Kellie Caputo

IRS Registered Preparer

Kellie is in her twelfth year completing tax returns with our office. An IRS registered preparer, she works under office management and is available for both new and returning clients.

Quick Resources

Helpful Links at a Glance

Common tools and reference links our clients use most.

Ready to See If You Qualify for 9/11 Tax Relief?

A free consultation costs nothing. The relief you're owed could be significant.